:root{--navy:#082b3c;--navy2:#0d3c50;--blue:#0a7591;--cyan:#22b5c9;--ice:#edf8fa;--ink:#15313c;--muted:#60747c;--line:#d7e4e8;--white:#fff;--orange:#f2a93b;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;font-size:16px;line-height:1.68}img{max-width:100%;display:block}a{color:inherit}.wrap{width:min(var(--max),calc(100% - 40px));margin:auto}.narrow{max-width:760px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.topbar{background:var(--navy);color:#d8edf2;font-size:.8rem}.topbar-inner{display:flex;justify-content:space-between;padding:8px 0}.nav-row{height:86px;display:flex;align-items:center;justify-content:space-between}.brand{display:inline-flex;align-items:center;gap:11px;text-decoration:none;color:var(--navy);font-weight:800;letter-spacing:.045em;font-size:1.02rem}.brand b{color:var(--blue)}.brand-mark{width:42px;height:42px;border-radius:12px;background:var(--cyan);color:var(--navy);display:grid;place-items:center;transform:rotate(-4deg)}.brand-mark svg{width:25px;height:25px}.site-header nav{display:flex;gap:34px;align-items:center}.site-header nav a{text-decoration:none;font-size:.94rem;font-weight:650;padding:30px 0;position:relative}.site-header nav a:after{content:"";position:absolute;height:3px;left:0;right:100%;bottom:21px;background:var(--cyan);transition:.25s}.site-header nav a:hover:after,.site-header nav a.active:after{right:0}.menu-toggle{display:none;background:none;border:0;padding:10px}.menu-toggle span:not(.sr-only){display:block;width:25px;height:2px;background:var(--navy);margin:5px}.hero{background:linear-gradient(115deg,#f4fbfc 0%,#fff 55%,#e3f5f7 100%);padding:64px 0 72px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:64px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.75rem;font-weight:800;color:var(--blue);display:block;margin-bottom:13px}.hero h1,.page-hero h1,.guide-hero h1{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.03;letter-spacing:-.035em;margin:0}.hero h1{font-size:clamp(2.85rem,5.2vw,5.2rem)}.hero h1 em{color:var(--blue);font-style:normal}.hero-copy>p{font-size:1.13rem;color:var(--muted);max-width:610px;margin:26px 0}.hero-actions{display:flex;gap:24px;align-items:center;margin:28px 0 32px}.button{display:inline-flex;justify-content:center;align-items:center;background:var(--blue);color:#fff;text-decoration:none;font-weight:750;border:0;border-radius:7px;padding:13px 22px;min-height:50px;transition:.2s}.button:hover{background:var(--navy)}.text-link{font-weight:750;text-decoration:none;color:var(--navy)}.text-link span{color:var(--blue);margin-left:5px}.trust-row{display:flex;flex-wrap:wrap;gap:10px 20px;color:var(--muted);font-size:.87rem}.trust-row span:before{content:"✓";color:var(--blue);font-weight:900;margin-right:7px}.hero-visual{position:relative}.hero-visual:before{content:"";position:absolute;width:150px;height:150px;border:18px solid var(--cyan);border-radius:50%;right:-55px;top:-50px;opacity:.13}.hero-visual img{width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:4px 52px 4px 4px;box-shadow:0 25px 70px rgba(8,43,60,.18)}.info-tag{position:absolute;left:-35px;bottom:24px;background:var(--navy);color:#fff;padding:18px 22px;max-width:280px;box-shadow:0 15px 30px rgba(8,43,60,.22)}.info-tag b,.info-tag span{display:block}.info-tag b{color:#7ce2ec}.info-tag span{font-size:.86rem;margin-top:2px;color:#d5e8eb}.quick-help,.all-services{padding:92px 0}.section-heading{max-width:720px;margin-bottom:40px}.section-heading h2,.copy-block h2,.steps-section h2,.notice-cta h2,.about-section h2,.legal h2{font-family:Georgia,"Times New Roman",serif;color:var(--navy);font-size:clamp(2rem,3.2vw,3rem);line-height:1.15;margin:0 0 15px;letter-spacing:-.02em}.section-heading p{color:var(--muted);font-size:1.06rem}.cards-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.service-card{border:1px solid var(--line);padding:26px;display:flex;gap:18px;text-decoration:none;border-radius:8px;background:#fff;transition:.25s}.service-card:hover{border-color:var(--cyan);transform:translateY(-3px);box-shadow:0 16px 40px rgba(8,43,60,.08)}.service-icon{width:48px;height:48px;flex:0 0 48px;border-radius:12px;background:var(--ice);color:var(--blue);display:grid;place-items:center}.service-icon svg{width:26px;height:26px}.service-card h3{font-size:1.08rem;color:var(--navy);margin:0 0 6px}.service-card p{font-size:.9rem;color:var(--muted);margin:0 0 12px;line-height:1.5}.service-card b{font-size:.83rem;color:var(--blue)}.button-outline{background:transparent;color:var(--blue);border:1px solid var(--blue)}.button-outline:hover{color:#fff}.centre{margin:36px auto 0;width:max-content;display:flex}.split-section{background:var(--ice);padding:96px 0}.split-grid{display:grid;grid-template-columns:1fr 1fr;gap:76px;align-items:center}.image-frame{position:relative;padding:0 0 28px 28px}.image-frame:before{content:"";position:absolute;left:0;bottom:0;width:60%;height:65%;background:var(--cyan)}.image-frame img{position:relative;width:100%;aspect-ratio:4/3;object-fit:cover}.copy-block>p{color:var(--muted)}.check-list{list-style:none;padding:0;margin:24px 0}.check-list li{position:relative;padding:9px 0 9px 32px;border-bottom:1px solid rgba(10,117,145,.14)}.check-list li:before{content:"✓";position:absolute;left:0;color:var(--blue);font-weight:900}.safety-band{background:var(--navy);color:#fff}.safety-grid{display:grid;grid-template-columns:1fr 1fr}.safety-grid>div{padding:31px 42px;display:flex;gap:20px;align-items:center}.safety-grid>div+div{border-left:1px solid #2b5363}.safety-grid svg{width:38px;color:#65d5df}.safety-grid b,.safety-grid small{display:block}.safety-grid small{color:#bdd4da}.steps-section{padding:92px 0}.number-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;list-style:none;padding:0}.number-steps li{border-top:3px solid var(--cyan);padding-top:18px}.number-steps span{font-size:.82rem;font-weight:900;color:var(--blue)}.number-steps h3{font-size:1.06rem;color:var(--navy);margin:8px 0}.number-steps p{font-size:.9rem;color:var(--muted);line-height:1.55}.notice-cta{background:var(--blue);color:#fff;padding:58px 0}.notice-cta .wrap{display:flex;align-items:center;justify-content:space-between;gap:40px}.notice-cta h2{color:#fff;margin-bottom:5px}.notice-cta p{margin:0;color:#d9f2f5}.notice-cta .eyebrow{color:#a8ecf2}.button-light{background:#fff;color:var(--navy);white-space:nowrap}.page-hero,.guide-hero{background:linear-gradient(120deg,var(--ice),#fff);padding:52px 0 68px;border-top:1px solid #e7f1f3}.page-hero h1,.guide-hero h1{font-size:clamp(2.7rem,5vw,4.8rem);max-width:850px}.page-hero p{font-size:1.12rem;color:var(--muted);max-width:720px}.page-hero.compact{padding-bottom:54px}.breadcrumbs{font-size:.8rem;color:#69808a;margin-bottom:32px;display:flex;gap:9px;flex-wrap:wrap}.breadcrumbs a{color:var(--blue);text-decoration:none}.content-note{padding:0 0 92px}.content-note .narrow{background:var(--ice);border-left:5px solid var(--cyan);padding:32px}.content-note h2{margin-top:0;color:var(--navy)}.guide-title{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:70px;align-items:end}.guide-title>div>p{max-width:770px;color:var(--muted);font-size:1.08rem}.guide-title aside{background:var(--navy);color:#fff;padding:24px;border-radius:6px}.guide-title aside b{color:#70dce5}.guide-title aside p{font-size:.85rem;color:#d2e4e8;margin-bottom:0}.guide-content{padding:72px 0 96px}.guide-layout{display:grid;grid-template-columns:minmax(0,780px) 280px;gap:80px;align-items:start}.article-main section{padding:12px 0 32px}.article-main h2{font-family:Georgia,"Times New Roman",serif;font-size:2rem;line-height:1.18;color:var(--navy);margin:10px 0 16px}.article-main p{color:#4e656e}.guide-image{margin:0 0 36px}.guide-image img{width:100%;max-height:430px;object-fit:cover;border-radius:8px}.feature-list{display:grid;grid-template-columns:1fr 1fr;gap:12px;list-style:none;padding:0}.feature-list li{display:flex;gap:12px;padding:16px;background:var(--ice);border-radius:5px;align-items:center}.feature-list svg{width:22px;height:22px;color:var(--blue);flex:0 0 22px}.plain-steps{list-style:none;padding:0;counter-reset:item}.plain-steps li{display:flex;gap:18px;border-bottom:1px solid var(--line);padding:13px 0}.plain-steps li>span{width:34px;height:34px;border:1px solid var(--cyan);color:var(--blue);border-radius:50%;display:grid;place-items:center;font-weight:800;flex:0 0 34px}.plain-steps p{margin:3px 0}.check-list.boxed{background:#f5f9fa;padding:20px 26px}.faq details{border-top:1px solid var(--line);padding:0}.faq details:last-child{border-bottom:1px solid var(--line)}.faq summary{font-weight:750;color:var(--navy);padding:17px 36px 17px 0;cursor:pointer;position:relative}.faq summary:after{content:"+";position:absolute;right:5px;color:var(--blue);font-size:1.4rem}.faq details[open] summary:after{content:"−"}.faq p{margin:0 0 18px}.side-nav{position:sticky;top:20px}.side-nav>div{border:1px solid var(--line);padding:20px;margin-bottom:18px}.side-label{text-transform:uppercase;letter-spacing:.12em;font-size:.7rem;font-weight:900;color:var(--muted);display:block;margin-bottom:10px}.side-nav a{display:flex;justify-content:space-between;text-decoration:none;font-weight:650;color:var(--navy);padding:12px 0;border-bottom:1px solid var(--line);font-size:.9rem}.side-nav a span{color:var(--cyan)}.side-nav a.all-link{color:var(--blue);border:0}.side-nav .status-box{background:var(--navy);color:#fff;border:0}.status-box b{color:#72dbe4}.status-box p{font-size:.84rem;color:#d6e6e9;margin-bottom:0}.about-section,.legal,.contact-section{padding:82px 0 100px}.about-grid{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(300px,.8fr);gap:80px}.about-section h2{font-size:2rem;margin-top:26px}.about-section h2:first-child{margin-top:0}.about-section p{color:var(--muted)}.principles{background:var(--navy);color:#fff;padding:36px}.principles h2{color:#fff!important;margin-top:0}.principles ul{list-style:none;padding:0}.principles li{padding:17px 0;border-top:1px solid #315363}.principles b,.principles span{display:block}.principles b{color:#78dce5}.principles span{font-size:.88rem;color:#d2e2e6}.contact-card{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center;background:var(--ice);padding:52px}.contact-card h2{font-family:Georgia,serif;color:var(--navy);font-size:2rem}.status-icon{display:grid;place-items:center;width:58px;height:58px;border-radius:50%;background:#fff;color:var(--blue)}.status-icon svg{width:31px}.disabled-form{background:#fff;padding:28px;border:1px solid var(--line)}.disabled-form label{display:block;font-weight:700;font-size:.84rem;color:var(--navy);margin-bottom:14px}.disabled-form input,.disabled-form textarea{display:block;width:100%;border:1px solid var(--line);background:#f5f7f7;padding:12px;margin-top:5px;font:inherit}.disabled-form textarea{min-height:110px}.disabled-form button{width:100%;padding:13px;border:0;background:#9babb0;color:#fff;font-weight:750}.disabled-form small{display:block;color:var(--muted);margin-top:10px}.legal h2{font-size:1.55rem;margin-top:32px}.legal p{color:var(--muted)}footer{background:#061f2b;color:#c9dade;padding-top:62px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:75px;padding-bottom:50px}.brand-light{color:#fff}.brand-light b{color:#62d3df}.footer-grid p{max-width:480px;font-size:.9rem}.footer-grid h2{color:#fff;font-size:.82rem;text-transform:uppercase;letter-spacing:.13em;margin:0 0 14px}.footer-grid>div>a:not(.brand){display:block;color:#c9dade;text-decoration:none;padding:4px 0;font-size:.9rem}.footer-grid>div>a:hover{color:#fff}.footer-bottom{border-top:1px solid #294451;padding:20px 0;display:flex;justify-content:space-between;gap:25px;font-size:.76rem;color:#91aab2}@media(max-width:950px){.hero-grid,.split-grid,.guide-title,.guide-layout,.about-grid,.contact-card{grid-template-columns:1fr}.hero-grid{gap:45px}.cards-grid{grid-template-columns:1fr 1fr}.guide-title{gap:25px}.guide-title aside{max-width:500px}.guide-layout{gap:30px}.side-nav{position:static;display:grid;grid-template-columns:1fr 1fr;gap:18px}.number-steps{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1.5fr 1fr 1fr;gap:35px}}@media(max-width:680px){.wrap{width:min(100% - 28px,var(--max))}.topbar-inner span:last-child{display:none}.nav-row{height:72px}.menu-toggle{display:block}.site-header nav{display:none;position:absolute;z-index:10;left:0;right:0;top:105px;background:#fff;padding:12px 20px 24px;box-shadow:0 15px 30px rgba(8,43,60,.12);flex-direction:column;align-items:stretch;gap:0}.site-header nav.open{display:flex}.site-header nav a{padding:12px}.site-header nav a:after{display:none}.hero{padding-top:40px}.hero-grid{gap:36px}.hero h1{font-size:2.8rem}.hero-actions{align-items:flex-start;flex-direction:column;gap:15px}.hero-visual img{border-radius:4px 30px 4px 4px}.info-tag{left:10px;right:10px;bottom:10px;max-width:none}.quick-help,.all-services,.split-section,.steps-section{padding:65px 0}.cards-grid,.safety-grid,.number-steps,.footer-grid,.side-nav,.feature-list{grid-template-columns:1fr}.service-card{padding:20px}.safety-grid>div{padding:24px 0}.safety-grid>div+div{border-left:0;border-top:1px solid #2b5363}.notice-cta .wrap{align-items:flex-start;flex-direction:column}.page-hero,.guide-hero{padding:38px 0 50px}.page-hero h1,.guide-hero h1{font-size:2.55rem}.guide-content{padding-top:50px}.guide-title aside{padding:20px}.contact-card{padding:26px}.footer-grid{gap:30px}.footer-bottom{flex-direction:column}.topbar{min-height:32px}}